Know your position
More Control. A Richer Life.
Your Money.
Your Freedom.
AuraFi is the proactive AI-powered financial companion that helps you make smarter decisions before you spend — keeping your budget, goals, and future on track.
- Bank-level security
- AI-powered insights
- Real-time guidance
Built for private, proactive financial control across every device.
Built for the decision
Financial clarity should feel immediate.
AuraFi turns a complicated financial life into a calm sequence: understand the position, evaluate the move, protect the future.
Test the decision
Ask before money leaves.
Scan a product, compare verified retailer offers, or ask Aura how a purchase changes the rest of your financial plan.Context, tradeoffs, and alternativesProtect the momentum
Let intelligence keep watch.
Proactive patterns, due-date alerts, goals, and guarded plan changes help you act with confidence without giving up control.Review first. Confirm every change.Build your financial command center No silent changes. No invented balances. Your approval stays in the loop.
The AuraFi Product
A private wealth cockpit for everyday decisions.
The app should feel like stepping into a luxury command center: proactive, calm, dimensional, and clear before money leaves your account.
The AuraFi Difference
Budgeting tells you what happened. AuraFi helps you decide what happens next.
Traditional budgeting
- Transaction happens
- App categorizes
- You see it later
A rear-view mirror. Useful, but the money is already gone.
AuraFi
- Financial context
- Purchase decision
- AuraFi guidance
- Informed decision
Intelligence at the moment of decision — before the money leaves your account.
Safe to Spend
One number that already did the math.
Behind every Safe to Spend figure is your full financial picture — income, obligations, savings and the goals you've committed to.
Safe to Spend
$7,880
This Week
- Income$14,200
- minus Bills$3,500
- minus Savings commitments$1,200
- minus Goals$1,620
- Safe to Spend$7,880
This value updates dynamically as transactions and obligations change.
AuraFi Guardian · Explicit opt-in
Guidance arrives before the register does.
When a member enables Location Spend Guard, a foreground nearby check can combine short-lived merchant context with the deterministic budget. Raw coordinates are not retained.
Example: a visit to Target.
- Shopping budget
- $980 of $2,300 remaining
- Suggested visit limit
- $180
- Remaining after visit
- $800
- Goal impact
- On Track
Optional by design. Location permission stays route-scoped, merchant context expires, and the member can delete retained history.
Ask before you buy
“Can I afford it?”
Point AuraFi at any purchase and it evaluates the full picture — not just your balance.
AirPods Max
Evaluated against
- Cash flow
- Upcoming bills
- Current spending
- Savings goals
- Debt
- Budget categories
Fits Your Plan
AuraFi AI Coach
Ask anything. Get an answer with context.
The AI Coach already knows your Safe to Spend, your goals and your obligations — so every answer is grounded in your actual position.
Can I afford a $3,500 vacation in December?
How much can I safely spend this weekend?
What happens if I pay an extra $500 toward my credit card?
AuraFi
Yes — a $3,500 December vacation fits your plan. With $7,880 safe to spend this week and your savings commitments already covered, setting aside $1,170/month for the next three months gets you there without touching your goals. Want me to create a vacation goal and track it for you?
AuraFi provides financial information and coaching, not regulated investment, legal, or tax advice.
Security & Trust
Protected by design, not by promise.
AuraFi is built around the security practices your finances deserve — stated plainly, without invented badges.
Encrypted in transit
Every connection between your device and AuraFi is encrypted end to end in transit.
Sensitive data encrypted at rest
Financial data is encrypted at rest, so it stays protected wherever it lives.
Multi-factor authentication
Add a second factor to your account so a password alone is never enough.
Tokenized financial connections
Accounts connect through secure tokens — banking passwords are never stored.
Session & device controls
See where you're signed in and revoke access to any session or device at any time.
Privacy & data-deletion controls
Your data is yours. Review what AuraFi holds and delete it whenever you choose.
How It Works
From sign-up to foresight in five steps.
Create your account
Create your AuraFi account in minutes.
Upload statements
Review and confirm bank or credit-card CSV or selectable-text PDF statements. Raw files are not retained.
Review assisted suggestions
Confirm detected income, bills, debt clues, cash, and spending averages.
Activate your budget
Edit every value and activate only when the plan reflects your real finances.
Act with confidence
Receive proactive intelligence before decisions.
Pricing
Clear access. Honest monthly pricing.
Core is a complete premium financial product. Advanced adds AuraFi's deeper agent, multimodal, location, and proactive intelligence.
Core membership
AuraFi Core
A complete premium financial-management system for clarity, budgets, goals, and everyday decisions.
$24.99
USD per month
- Automated and manual budgeting
- Daily, weekly, bi-weekly, and monthly views
- Accounts, transactions, bills, and goals
- Safe to Spend and cash-flow visibility
- Basic proactive alerts and Aura Q&A
- Financial summaries and data controls
Complete financial management without an intentionally limited starter tier.
Advanced access
AuraFi Advanced
Active financial intelligence, multimodal analysis, and deeper agent capabilities for members who want more foresight.
$39.99
USD per month
- Everything in AuraFi Core
- Advanced Ask Aura and scenario simulation
- Camera, barcode, receipt, and voice analysis
- Verified product-price intelligence
- Location-aware Spend Guard
- Behavioral patterns and deeper proactive insights
Higher AI usage limits and AuraFi's premium multimodal intelligence layer.
Prices shown are the monthly membership prices: Core $24.99 and Advanced $39.99. No annual prepayment or hidden promotional math is included.
Take control before the money leaves your account.
AuraFi gives you the intelligence to understand what you can spend, what you should save, and how today's decisions affect tomorrow.